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Verification APIs

Verify identities and accounts in real time

Reduce fraud and speed up onboarding with instant Aadhaar, PAN and bank account verification — delivered through the same secure, encrypted API platform.

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Verification suiteLive
Aadhaar VerificationConfirm an Aadhaar is valid and active
Identity
PAN VerificationMatch PAN against official records
Identity
Bank Account VerificationValidate account number and IFSC
Account
Account Holder NameFetch the registered name on the account
Account
InstantResponses
EncryptedEvery request
AuditedFull logs
Aadhaar

Aadhaar verification

Confirm whether an Aadhaar number is valid and active. Used to prevent identity fraud and ensure secure access to services — without exposing unnecessary personal details.

  • Instant validity check
  • Ideal for customer and merchant onboarding
  • Privacy-first data handling
Aadhaar verification
PAN

PAN verification

Check that a PAN (Permanent Account Number) is valid and matches official records. Confirm identity, meet compliance requirements and stop fraudulent use before it happens.

  • Real-time match against official records
  • Clean, structured API response
  • Reduces manual document review
PAN verification
Why Jointpay verification

Trust built into every onboarding

Simplicity in every step

One integration for identity and account checks, with consistent request and response formats across services.

Advanced security

Hybrid RSA + AES encryption and IP whitelisting protect sensitive identity data in transit.

Privacy & data protection

Your customers' data is never shared with third parties without consent, and every request is logged for audit.

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Other products on the platform

AEPSAadhaar banking Micro ATMCard-based cash access PayoutsAutomated disbursals

Make onboarding faster and safer

Get sandbox access and start verifying in days.

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Jointpay jointpay

Secure, scalable banking APIs for AEPS, Micro ATM, Payouts and KYC — powering financial access across India.

Encrypted APIs IP whitelisting 24×7 monitoring
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