Powering digital India with fintech infrastructure
Jointpay drives India's digital transformation through innovative fintech solutions. Our AEPS, Payout and Micro ATM APIs enable businesses to deliver seamless financial services nationwide — from villages to cities, we're building the digital backbone of India's financial future.
Jointpay is a brand of Rajkamal Recharge Pvt. Ltd., registered office: 14 Second floor, Patti, Pratapgarh, Uttar Pradesh - 230135.
Our mission
To empower businesses and individuals across India with accessible, secure, and innovative digital financial solutions that drive economic growth and financial inclusion.
Our vision
To become India's most trusted financial services platform, creating a seamless digital ecosystem that connects businesses, banks, and consumers while driving the nation's transition towards a cashless economy.
Services offered
One secure, encrypted API platform for the financial services your business needs.
AEPS
Cash withdrawal, cash deposit, balance enquiry and mini statement using Aadhaar and biometric authentication.
Micro ATM
Debit card cash withdrawal and balance enquiry through certified mATM devices.
Payouts
Automated disbursement of vendor payments, salaries, refunds and commissions.
KYC Verification
Real-time Aadhaar, PAN and bank account verification for faster onboarding.
Values that shape our mission
Integrity, innovation and inclusion drive everything we do. We deliver secure, reliable API solutions with an unwavering commitment to customer success.
Reliability first
Consistent, secure and high-performance API services you can count on.
Security & compliance
We prioritise data protection and follow industry best practices at every layer.
Responsive support
A dedicated team supports you at every step, from integration to day-to-day operations.
Our directors & leadership
A team combining banking operations, technology and customer success experience.
Rajkamal
Director & CEO
Kuldeep Patel
Chief Technology Officer
Raza Abbas
Client Support Manager
Mahendra Kumar
Sales & Relationship Manager
Let's build India's financial future together
Talk to our team about integration, commercials and partnership opportunities.