Bring banking to the doorstep with Jointpay’s Micro ATM API. Enable cash withdrawals using debit cards and PINs through secure, real-time transactions. Perfect for agents and merchants, our solution transforms any point into a convenient cash access hub—even in rural or unbanked areas.
The Jointpay Micro ATM Balance Inquiry API allows authorized agents to check a customer’s bank account balance securely using their debit card and PIN via certified micro-ATM (mATM) devices. This API is designed for integration with POS devices or mobile terminals that support EMV card reading and PIN capture. It enables financial inclusion by allowing customers to access their bank balance even in remote areas, without the need for internet banking or mobile apps..