Turn any counter into a mini bank
Jointpay's Micro ATM API lets agents and merchants offer debit card cash withdrawals and balance enquiries through certified mATM devices — bringing card-based banking to rural and underserved areas.
Banking at the doorstep
Enable cash withdrawals using debit cards and PINs through secure, real-time transactions. Ideal for agents and merchants, the solution turns any location into a convenient cash access point — even in rural or unbanked areas.
- Works with any bank's debit card
- PIN-based authentication on certified devices
- Instant status and transaction reference
Account balance, without internet banking
Authorised agents can check a customer's bank balance securely with their debit card and PIN. Built for POS devices and mobile terminals that support EMV card reading and PIN capture.
- No mobile app or net banking needed
- Supports EMV chip cards
- Drives financial inclusion in remote areas
Banking beyond boundaries
Portable banking
Compact, secure Micro ATM devices let agents deliver banking services anywhere — fast, card-based withdrawals on the go.
Smart withdrawals, simplified
Real-time processing and PIN authentication with zero dependency on traditional bank branches.
Reach every geography
Bring secure financial access to underserved areas with an API designed for efficiency, scale and reach.
Other products on the platform
Bring Micro ATM to your network
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