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Payout API

Automate business payouts at scale

Disburse vendor payments, salaries, refunds and commissions through one secure API — with instant status, real-time callbacks and complete reconciliation.

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Not permitted for the followingGaming, trading, betting, or any unlawful or unauthorised use.

Payout railsLive
IMPSInstant, 24×7 transfers
Instant
NEFTBatch settlement transfers
Batch
RTGSHigh-value transfers
High value
Beneficiary registrationSave and reuse payee accounts
Manage
Multi-bankPer-merchant routing
WebhooksInstant status
EncryptedEvery request
Power your payouts

Fast, error-free disbursements — every time

At Jointpay, we simplify business payments with an advanced Payout API designed for automation, speed and security. Whether you're paying salaries, vendors or customer refunds, every transaction is tracked end to end.

  • Payouts routed per merchant across banking partners
  • UTR and status returned for every transaction
  • Settlement reports and three-way reconciliation
Payout API
Use cases

Designed for real-world payout scenarios

Vendor & supplier payments

Pay vendors and suppliers accurately and on time, helping you maintain smooth operations and strong business relationships.

API-driven disbursals

Trigger instant payouts directly from your systems with secure, scalable APIs built for speed and reliability.

Affiliate & commission payouts

Automate commission payments to partners, agents and affiliates with secure, real-time transfers.

How it works

From API call to credited account

A transparent, auditable flow for every rupee you send.

1

Fund your wallet

Maintain a payout balance in your Jointpay wallet.

2

Send an encrypted request

Call the API with beneficiary details, amount and transfer mode.

3

Smart bank routing

The payout is processed through your assigned banking partner.

4

Status & reconciliation

Receive UTR and final status via webhook, reflected in your reports.

Explore more

Other products on the platform

AEPSAadhaar banking Micro ATMCard-based cash access KYC VerificationAadhaar, PAN & bank

Automate your payouts today

Get sandbox access, API documentation and dedicated integration support.

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Jointpay jointpay

Secure, scalable banking APIs for AEPS, Micro ATM, Payouts and KYC — powering financial access across India.

Encrypted APIs IP whitelisting 24×7 monitoring
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